FinaxumFinaxum
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Finaxum · Broschüre Q2–Q4 2026
Finaxum
Company Brochure · April 2026

Your Partner for Professional Capital Markets

Q2 · Q3 · Q4 2026
Finaxum GmbH · Frankfurt am Main · BaFin-regulated
Contents
01About Finaxum3
02Our Services4
03Tier Model & Pricing5
04Market Outlook Q2 2026 — April to June6
05Market Outlook Q3 2026 — July to September7
06Market Outlook Q4 2026 — October to December8
07Investment Strategy9
08Compliance & Security10
09Onboarding & Contact11
01

About Finaxum

Finaxum GmbH is a BaFin-regulated securities services firm headquartered in Frankfurt am Main. We guide private wealth owners and institutional clients in the professional management and trading of securities — with the aim of combining transparency, regulatory diligence and personal service at the highest level. Our team brings together expertise in capital markets, compliance, technology and wealth advisory. We work deliberately selectively: Finaxum serves a defined number of clients to give each mandate the attention it deserves.

Founded
2024
Location
Frankfurt am Main
Regulator
BaFin
AUM
on request
02

Our Services

Finaxum offers an integrated suite of services that goes well beyond conventional brokerage.

Securities Custody (Vault)
Secure custody for equities, ETFs, bonds and certificates. All positions are shown in real time in your personalised depot. Automatic income and dividend booking.
Research Platform
Access to live market quotes, sector analyses, macroeconomic reports and company-specific fundamental data. Exclusive insights for Growth and Elite clients.
Personal Advisory
Direct access to senior brokers with expertise in German and European equities, bonds, commodities and foreign exchange. Strategy calls, rebalancing support and risk reviews.
Loyalty Programme
Clients who remain committed to their Finaxum depot receive tiered loyalty bonuses, prioritised order execution and exclusive market access. Loyalty is measured and rewarded annually.
03

Tier Model & Pricing

Finaxum operates three client tiers based on assets under management. All tiers grant access to the full service spectrum — differences lie in priority, pricing and personal advisory intensity.

Foundation
From € 25,000
Vault access
Basic research
Email support
Monthly report
Growth
From € 100,000
All Foundation services
Priority order execution
Quarterly call
Reduced fees
Enhanced research platform
Elite
From € 500,000
All Growth services
Dedicated senior broker
Individual pricing
Direct line 24/5
Tax coordination
04

Market Outlook Q2 2026 — April to June

The Q2 2026 opening is shaped by easing rate pressure in the eurozone. The ECB completed its fifth rate cut since the cycle peak in March and signals a data-dependent pause through the summer. This creates selective tailwind constellations for European dividend stocks and quality bonds.

Asset
DAX / MDAX
View
Constructive
Industrial and defence stocks remain structural winners. NATO spending revisions, infrastructure investment and a weaker euro support export-oriented companies. P/E valuations remain below the 5-year average.
Asset
EUR / USD
View
Cautious
Divergence between Fed (hold) and ECB (easing) structurally weighs on the euro. We see EUR/USD in a range of 1.06–1.10 with downside risks on strong US labour market data.
Asset
Gold (XAU/USD)
View
Overweight
Central bank demand (especially China, Poland, India) and geopolitical premium keep gold structurally elevated. Technical: support at $3,050, resistance at $3,280.
Asset
Crude Oil (Brent)
View
Neutral
OPEC+ discipline supports, Chinese demand weakness and US shale output cap upside. Expected corridor: $72–84 USD/barrel.
05

Market Outlook Q3 2026 — July to September

The third quarter is historically characterised by elevated volatility and declining trading volumes (summer seasonality). We recommend a more defensive allocation posture during this period without forgoing yield potential.

Asset
European Equities
View
Selective
Use seasonal weakness to accumulate quality names. Healthcare, utilities and high-dividend industrial stocks offer downside cushion. Scrutinise technology valuations carefully.
Asset
Bonds (EUR IG)
View
Add
Investment-grade corporate bonds with 3–7 year maturities offer attractive risk/reward profiles at reduced rates. Spreads are fairly valued.
Asset
Emerging Markets
View
Underweight
USD strength and trade frictions weigh on EM assets. Selective single positions in India and Brazil possible, but caution on broad EM exposure.
Asset
Volatility (VIX)
View
Hedging window
The VIX historically rises in August/September. We recommend using the favourable Q2 volatility levels to add hedges before they widen.
06

Market Outlook Q4 2026 — October to December

The year-end quarter historically has the highest probability of positive equity returns (year-end rally, institutional window dressing). At the same time, political events — notably US midterm elections in November — could create short-term volatility spikes.

Asset
DAX / Euro Stoxx 50
View
Overweight
Q4 seasonality, ECB easing cycle and low valuations support European equities. Year-end DAX estimates: 24,000–26,500 points (base case).
Asset
US Equities (S&P 500)
View
Neutral
Valuations remain ambitious. Big-Tech concentration risk in the index. Selective value positions preferred over growth names. Congressional elections as binary risk.
Asset
Gold / Precious Metals
View
Hold
After the strong 2025/26 run, we recommend partially taking profits and reaccumulating on pullbacks to $2,900. Structural long-term demand remains intact.
Asset
Dividend Strategy
View
Favoured
Quality EUR dividends (yield 3–5%) offer total return advantage vs. money market at lower rates. Focus: Allianz, BASF, Munich Re, Deutsche Post.
07

Investment Strategy

Finaxum pursues no dogmatic approach. We combine fundamental analysis with market structure considerations and regulatory frameworks to develop a tailored strategy for each client.

Concentration over diversification
We believe in depth over breadth: a concentrated portfolio of 15–25 quality positions outperforms a passive index ETF over the long run — provided the analysis is rigorous.
Risk as the primary metric
Return targets are always assessed relative to the risk taken. Downside protection takes precedence over upside participation in uncertain market phases.
Liquidity as strategy
Cash is not inactivity — it is optionality. In overvalued markets we deliberately hold liquidity reserves to stay actionable in corrections.
Tax efficiency
Every investment decision takes into account the tax implications under German law (Kapitalertragsteuer, solidarity surcharge, partial income method where applicable).
08

Compliance & Security

Finaxum operates within the fully regulated framework of German and European capital markets law. We take our responsibility to clients and regulators equally seriously.

BaFin registration
Finaxum GmbH is registered with the Federal Financial Supervisory Authority (BaFin) as a securities services firm.
MiFID II compliance
All services comply with the requirements of the EU Markets in Financial Instruments Directive (MiFID II / MiFIR).
Data protection (GDPR)
Client data is stored exclusively on ISO-27001-certified servers within the EU. No data is sold to third parties.
Segregated assets
Securities are held as segregated assets and are protected even in the event of the service provider's insolvency.
§25a KWG — Internal controls
Robust internal control systems, compliance officer, annual internal audit and external statutory audit.
09

Onboarding & Contact

Joining Finaxum is structured and transparent. We guide you step by step through the process — from identification to your first order.

1
Initial contact
You reach out via finaxum.de/contact or directly at contact@finaxum.de.
2
Advisory call
A senior broker conducts a 30-minute qualification call to assess your goals, risk appetite and available capital.
3
KYC & documentation
Identity verification (video-ident or in person), submission of required documents under AML and banking regulations.
4
Depot opening
Within 3 business days you receive your personalised Vault access in the Finaxum portal.
5
First investment
Together we discuss your initial positioning and guide you through placing your first order.
Email
contact@finaxum.de
Careers
karriere@finaxum.de
Address
Finaxum GmbH, Frankfurt am Main
Portal
finaxum.de

This brochure is for informational purposes only and does not constitute investment advice. All market outlooks represent the opinions of Finaxum analysts and are not guarantees. Past performance is not indicative of future results. As of April 2026.